No card terminal needed. WaoBiz payment links and QR codes work on any phone or device.
Freelancers, service businesses, market traders, and anyone needing to accept remote payments.
Get paid instantly — anywhere, any device.
What You Get
Create shareable payment links or QR codes in seconds. Customers pay via any channel — card, transfer, or mobile money — and funds arrive immediately.
Generate a unique payment link for any amount in under 10 seconds. Share via WhatsApp, SMS, or email.
Display your QR code in-store or on invoices. Customers scan and pay instantly.
Card, bank transfer, USSD, and mobile money — customers pay their preferred way.
You and the customer receive instant confirmation when payment is made.
See all payments in one dashboard — paid, pending, and expired links.
WaoBiz automatically generates and sends an invoice when a payment link is settled.
Accept payments with zero hardware investment
Collect payments from anywhere in Nigeria
Reduce cash handling and reconciliation time
Track every payment link in real time
Professional invoices sent automatically
Simple Setup
Enter the amount, an optional description, and expiry. Your link is ready in seconds.
Copy the link or show your QR code. The customer opens it on any device.
You get notified the moment payment lands. The sale is recorded automatically.
No. Payment links and QR codes work entirely on smartphones and browsers — no hardware required.
Settlement times depend on your payment provider. Most bank transfers and card payments settle within 24 hours.
Yes. You can set an expiry date and time for each link. Expired links no longer accept payments.